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Bay River Realty is a rural real estate firm serving the Northern Neck and Middle Peninsula of Virginia. Our focus is helping people buy and sell homes and land that are unique to the area we serve. We enjoy a lifestyle that isn’t found just anywhere! Our clients are generally not searching for a specific zip code or school district, but rather a property that will enable them to enjoy a quality of life not found in cities and highly populated areas.

One of the most sought-after property-types in our market are waterfront homes, which offer gorgeous water views and the opportunity to enjoy fishing, crabbing, boating, and water sports in your “back yard.” Homes and land with acreage is also a very popular property-type, especially with so many people wanting to hunt, grow their own fruits and vegetables, ride ATVs, and simply enjoy privacy and seclusion. We also sell historic homes, water-access and inland homes, as well as waterfront and inland building lots.

Regardless of the type of property you’re looking to buy or sell in our region, we would be happy to assist. We don’t work outside our area of expertise; we don’t try to do business in Richmond or Northern Virginia, or any other market – we want to specialize in our market only, and be able to provide our clients with the knowledge, skills, and local connections that “out-of-area” agents aren’t able to provide.

Let us help you with your upcoming real estate sale or purchase! We would be grateful for your business!

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Waterfront Homes for Sale

Waterfront Homes

Less than $250,000 $250,001 - $500,000 $500,001 - $750,000 $750,001 - $1 million More than $1 million

Waterfront Land for Sale

Waterfront Land

Less than 2 acres 2-5 acres 5-10 acres 10-20 acres 20+ acres

Inland Homes for Sale

Inland Homes

Less than $250,000 $250,001 - $500,000 $500,001 - $750,000 $750,001 - $1 million More than $1 million

Inland Land for Sale

Inland Land

Less than 2 acres 2-5 acres 5-10 acres 10-20 acres 20+ acres

Farms & Acreage Homes for Sale

Farms & Acreage

Land with 20-50 acres Land with 50+ acres

Historical Properties Homes for Sale

Historical Properties

Homes built between 1900-1970 Homes built between 1800-1900 Homes built before 1800

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Selling your home is a major decision, and one that should be given serious consideration. Not all real estate agents are equal when it comes to experience, skill, and reputation. Choose an agent who is skilled in pricing, marketing, negotiating, and communication. Before you make a decision to list, please allow one of our team members to meet with you and discuss our custom marketing plan.

804-529-5000

Featured Listings

4 Beds ⋅ 3 Baths ⋅ 120957 MLS

COMING SOON! Tucked away on 1.56 peaceful acres in the heart of Deltaville, 757 Horseshoe Bend Road is the kind of place that invites you to slow down and stay awhile. The setting is wonderfully private and serene, with beautiful water views providing the backdrop to everyday life. And the best seat in the house may not be inside at all. A complete wraparound porch offers plenty of room for morning coffee, afternoon reading, outdoor dining, or simply following the shade and enjoying the view. Built in 2012, the 2,268-square-foot home offers 4 bedrooms and 2.5 baths, hardwood floors, and a comfortable 1.5-story floor plan. A shed provides additional storage, and a generator adds peace of mind. No known defects, offered AS-IS, with the seller providing a $9,000 design credit at closing so the next owner can add their own style and finishing touches. Sold furnished (if desired), this quiet Deltaville retreat is ready for its next chapter.

757 Horseshoe Bend Rd, Deltaville

4 Beds ⋅ 3 Baths ⋅ 120956 MLS

Nestled at the terminus of Cloverdale Road on the lower Rappahannock River, Cloverdale Preserve offers an extraordinary private enclave where pristine wilderness meets wide, sweeping estuary vistas. Backed by a mile of protected inshore farmland and woodlands, flanked by tranquil wetlands, and fronted by one of Virginia's most magnificent river expanses, this exclusive property combines natural sanctuary with classic coastal living. Perched on an unusually high riverfront elevation, the primary residence commands stunning 250-degree water views across a wide, picturesque stretch of the Rappahannock. A classic mid-century two-story frame home offering a solid structural foundation, five covered porch entrances, and incredible potential for a customized interior redesign. Step down stairs into the functional basement complete with a walk-in root cellar, quiet power redundancy for peace of mind. 170 feet of waterfrontage equipped with robust tidal armoring, a large private docking facility, and two spacious multi-car garages/utility buildings to accommodate vehicles, watercraft, and gear. Set on approximately two acres of grounds adorned with mature, beautiful trees, with much of the surrounding regional acreage permanently protected under environmental easements. Private, serene, and rich with possibility, This rare riverside opportunity is ready to be enjoyed or reimagined for generations to come!

1126 Cloverdale Rd, Laneview

3 Beds ⋅ 3 Baths ⋅ 120955 MLS

Nestled in a small enclave of homes surrounded by water, this custom home offers a wonderful sense of community while still providing plenty of room to spread out across 1.3 acres. With water peeking through the landscape, you always know you're surrounded by the spirit of the water. Thoughtfully designed, the home welcomes you with hardwood floors, an open floor plan, and a spacious great room featuring built-in bookshelves and a gas-log fireplace. The dining area flows naturally into the kitchen, where there's plenty of room for the cook to stay part of the conversation and enough space for helping hands. The screened porch is a favorite spot and can be accessed from three points: the living area, dining area, and primary bedroom, making indoor-outdoor living second nature. The primary suite offers an en-suite bath with a walk-in tile shower, radiant-heated floors, and a double vanity. Upstairs, a landing creates a cozy corner for reading a book, along with two additional bedrooms, a hall bath, and a Bonus room that could serve as a home office, media room, or quiet retreat away from the main living areas. Outside, the breezeway carport includes a separate heated and cooled workroom with a mini-split system, ideal for a workshop, crafts, or extra storage. Low-maintenance cedar-shake-style vinyl siding gives the home an easy-care appeal. You'll be just minutes from Kilmarnock's shopping, restaurants, and everyday conveniences, yet the setting feels wonderfully removed from it all; a peaceful place to settle in and enjoy the best of life by the water.

537 Natty Point Ln, Kilmarnock

4 Beds ⋅ 4 Baths ⋅ 120954 MLS

Experience exceptional waterfront living in this brand-new custom-built home! Perfectly positioned on 2.38 acres with 239 feet of shoreline, this three-story residence captures breathtaking panoramic views of Barnes Creek and the Chesapeake Bay from nearly every level. Designed for both luxury and convenience, the home features 3,486 square feet of thoughtfully designed living space, plus an additional 1,743 square feet on the ground level, including the garage. An elevator provides easy access to all three floors, making the home ideal for everyday living and entertaining alike. The spacious floor plan offers four bedrooms, three full bathrooms, and one-half bath, blending elegant finishes with modern coastal design. Expansive windows and outdoor living spaces maximize the stunning waterfront setting, creating a seamless connection between the interior and the natural beauty beyond. Whether you're seeking a full-time residence or a premier waterfront retreat, this exceptional new construction offers the rare opportunity to own a custom home with spectacular views, generous acreage, and direct access to the waters of Barnes Creek and the Chesapeake Bay. Dock to be built.

107 Galway Bay Ln, Kilmarnock

3 Beds ⋅ 2 Baths ⋅ 120946 MLS

Set on a private 2.5-acre corner lot, this custom-built, single-level new construction delivers the ideal mix of country living and everyday convenience. Introducing 10657 Catharpin Rd, Spotsylvania, VA 22551. This home makes a striking first impression with crisp white horizontal siding contrasted by modern black trim along the windows, fascia, and roofline. A welcoming covered front porch frames the entrance with dark accent posts, white railing, and wide steps leading to a concrete walkway. Step inside, where 1,840 square feet of thoughtfully designed single-level living space unfolds effortlessly! Featuring 3 bedrooms, 2 full bathrooms, (One of which is Ginormous!), a large, gorgeous kitchen, and a dedicated laundry room. The open-concept layout is immediately visible upon entry. Beginning with a spacious living room accented by dark-stained wood beams and built-in shelving surrounding the electric fireplace and future entertainment area. A wide, rustic dark wood trimmed pass through connects the living room to the adjoining dining and kitchen areas, where a large open kitchen offers stainless steel appliances, generous space, and ample cabinetry for storage! The primary suite is truly something to see! A wide double window brings in plenty of daylight, complemented by an accent transom window that introduces extra natural light. Rustic double sliding wood barn doors open smoothly to reveal the adjoining enormous en-suite bathroom. Step inside your spacious primary bath to large dual-sink vanity features crisp white cabinetry with dark hardware, rich wood-toned

10657 Catharpin Rd, Spotsylvania

4 Beds ⋅ 2 Baths ⋅ 120941 MLS

Tucked into the heart of Irvington, this quintessential 4-bedroom, 2-bath farmhouse is full of the quiet charm the Northern Neck is known for. It's just a stroll from everything that makes small-town living special. A charming old brick walkway, lined with mature trees, leads you to a full covered front porch. The sunny backyard has room to garden, plus a storage shed, a deck, and a patio. The patio is crowned with a charming pergola, perfect for sipping your morning coffee or an evening glass of wine. Inside, a fully renovated kitchen makes the whole home feel fresh and move-in ready. Upstairs, each of the four bedrooms sits on its own corner of the house, filling every room with natural light. One even has a full wall of built-in bookshelves, ideal as a home office or library. Recent updates give real peace of mind: a roof just two years old, a fully encapsulated crawl space, fresh paint, and brand new landscaping. Walk to restaurants, shops, and the Saturday Farmers Market. Everything that makes Irvington irresistible is right outside your door.

377 King Carter Dr, Irvington

4 Beds ⋅ 3 Baths ⋅ 120940 MLS

An exceptional opportunity on one of the Northern Neck's most coveted waterways. This beautifully renovated 4-bedroom, 3-bath waterfront home on Carter's Creek is offered together with an adjacent waterfront lot and both properties have their own private piers. Thoughtfully updated by the current owner, the home features beautifully renovated baths with designer tile and finishes, inviting living spaces and a wonderful connection to the water. A brand-new bulkhead has just been installed along the home's shoreline. The adjacent waterfront parcel makes this offering truly distinctive, providing additional waterfront, its own pier, and exciting possibilities for the next owner. EV charging station in the carport. Brand new heat pump for the main level. Two new sliding glass doors to be installed in the living room leading to the waterside deck. All of this is tucked along the protected waters of Carter's Creek, just around the corner from the renowned Tides Inn Resort. Enjoy boating, fishing, crabbing, kayaking and unforgettable days on the water from your own backyard.

30 Golf Ln, Weems

4 Beds ⋅ 2 Baths ⋅ 120937 MLS

Step back in time to first decade of 20th Century.Charming 1908 Estate Manor Home is full of original architectural details.Featuring 4 bedrooms,2 full baths and detached garage workshop on 24 acre lot in historic Westmoreland County.Beautiful property is enhanced by hardwood flooring and 10 ft ceilings throughout.Property owners meticulously maintained the standards used at time of construction.All rooms are large,comfortable and inviting.Kitchen features granite countertops ,custom built cherry cabinetry,island with gas cooking,convection oven and built in wall unit.Morning room just off kitchen was added by owner of home.Grounds offer several outbuildings including green house and oversized garage with workshop area.Elegant formal dining room with wainscoating is perfect locale for large family Thanksgiving gathering.Property heated and cooled by 2 Heat Pumps.Propane tank for gas cooking

1017 Kinsale Rd, Kinsale

3 Beds ⋅ 3 Baths ⋅ 120936 MLS

The ultimate waterfront getaway—where every day feels like a vacation. Beautifully maintained and thoughtfully designed, this exceptional log chalet sits on approximately 3 private acres overlooking serene 60-acre Garland Lake. Just 5 minutes from downtown Warsaw and approximately 1 hour from Richmond, it offers the perfect blend of privacy, recreation, and convenience. Inside, the dramatic two-story great room features vaulted ceilings, warm knotty-pine finishes, exposed beams, abundant natural light, and a cozy wood stove. Walls of windows capture beautiful lake views, while the open kitchen and dining area are perfect for gathering. The main-level primary suite offers a walk-in closet and ensuite bath, with two additional bedrooms and a second-floor loft. The finished walk-out lower level provides expansive recreation space with high ceilings, lake views, and flexibility for a media room, game room, office, or additional sleeping area. Outside, expansive porches and a large waterside deck create inviting spaces to relax and entertain. A terraced walkway leads to the lakefront fire pit and private dock, perfect for fishing and kayaking. A community boat ramp is just around the corner. Move-in ready, with some furnishings available for purchase and a Generac generator for added peace of mind. Whether a weekend escape or year-round retreat, this is waterfront living at its best.

32 Shoreline Dr, Warsaw

4 Beds ⋅ 3 Baths ⋅ 120931 MLS

Bring your sailboat. MLW 7 ft. Boat lift. New pier!! One minute to Chesapeake Bay. New walkway to pier. Gazebo to enjoy the evening breezes!! All new decks on house. Large deck facing the water for entertaining. Refinished hardwood floor downstairs. Awesome views!! Freshly painted interior, new sliding doors, new lights, new ceiling fans. Come make this a full time home or weekend retreat!!!

75 Keel Ct, Heathsville

4 Beds ⋅ 2 Baths ⋅ 120929 MLS

Welcome to this beautiful waterfront home on Dividing Creek, offering one-level living, stunning water views, and a beautifully remodeled and renovated interior. Hardwood floors flow throughout the home, creating a warm and inviting atmosphere while complementing the thoughtfully updated finishes. 4 Bedroom and 2 full baths.. The electric fireplace in the reading nook offers a cozy ambiance! Enjoy gorgeous views of Dividing Creek and convenient access to the water with a 10-foot easement to the creek. The property is being with all furnishings negotiable making it truly move-in ready and an exceptional opportunity for a weekend getaway, full-time residence, or investment property. With no HOA and no restrictions, the possibilities are endless. This property would make a fantastic short-term rental, offering guests the opportunity to enjoy the beauty and tranquility of the Northern Neck while remaining conveniently located near Kilmarnock, Irvington, and White Stone. Whether you're looking for a peaceful waterfront retreat, a turn-key investment, or a charming home to enjoy year-round, this beautifully renovated Dividing Creek property is a rare opportunity not to be missed.

2087 Ditchley Rd, Kilmarnock

3 Beds ⋅ 2 Baths ⋅ 120924 MLS

MOTIVATED SELLER! Welcome to 415 Lossing Ave, a beautifully crafted coastal retreat in the heart of Colonial Beach's coveted Point! Just one block from the riverfront and sandy beach, this nearly new Craftsman-style home offers the character and charm of a classic beach cottage with the modern finishes and efficiency of newer construction. The home welcomes you with a cheerful green front door and inviting covered porch. Inside, the open-concept main living area is designed for both everyday living and entertaining, with a spacious living room centered around a cozy gas fireplace, a dedicated dining area, and a stunning kitchen that blends style and function. Granite countertops, upgraded cabinetry, a beautiful backsplash, farmhouse sink, and a built-in space for your wine collection are just some of the thoughtful details. Coastal-inspired touches continue throughout the home, from plantation shutters and eye-catching light fixtures to LVP flooring throughout the main living spaces. The spacious primary suite is a peaceful retreat with a beautifully appointed en suite bath featuring dual sinks and large glass-enclosed shower. Two additional bedrooms provide plenty of room for guests, family, a home office, or hobbies. The outdoor space is just as inviting. A large, maintenance-free deck creates the perfect spot for morning coffee, summer dinners, or relaxing after a day at the beach. The fully fenced backyard has a with doggy access. Walk to the beach in minutes or drive a golf cart! Life is better at the beach!

415 Lossing Ave, Colonial Beach

3 Beds ⋅ 2 Baths ⋅ 120922 MLS

RARE OPPORTUNITY! Tucked inside a gated waterfront community on Totuskey Creek, this beautifully maintained 3-bedroom, 2-bath home is your private launchpad to the good life. Wake up to water views while sipping coffee on your porch, and let the peaceful morning do the rest. Inside, an open-concept layout flows with new hardwood floors and a fresh, inviting paint palette. Granite countertops, updated lighting, and a gas linear fireplace make every space feel warm, polished, and ready for entertaining or simply unwinding. Step outside and your lifestyle expands: a community pool, picnic area, dock, and your own deeded boat slip. RV/boat storage? Yours. HardiePlank siding and meticulous upkeep mean you can spend less time maintaining and more time living. This isn't just a house - it's the water views, boat-keys, weekend-state-of-mind home you've been dreaming of. Come dock your life here. No short-term lease (VRBO/AirBnB,etc) allowed. No drive-bys since this is a gated community.

66 Bridgeview Ln, Warsaw

3 Beds ⋅ 4 Baths ⋅ 120919 MLS

Beautiful Dymer Creek views welcome you from nearly every room of this thoughtfully designed waterfront home. Large picture windows greet you as you enter, drawing your eye to the sparkling water. Set on almost an acre of beautifully landscaped grounds, the property features a two-level deck and private pier with boat lift, ready for your next Chesapeake Bay adventure.Or gather on the paver patio around the propane fire pit beneath star-filled skies. Inside, the welcoming living room features a dramatic picture window overlooking the Creek. Adjacent is a another more casual living room with gas-log fireplace and dining space framed by water views. The updated kitchen offers a breakfast area and direct access to the waterside deck, with the formal dining room just steps away.The main-level primary suite features a custom walk-in closet with built-in drawers and vanity, plus an ensuite bath with walk-in shower and soaking tub. Upstairs, a spacious landing is the perfect spot for a sofa, reading chair and a good book. Two guest bedrooms, including one ensuite, share access to a hall bath. A generously sized upstairs den features another gas-log fireplace and plenty of room to relax, gather, or create a den getaway or office with spectacular views. A special loft with a glass porthole window adds a playful maritime touch.This is more than a waterfront property it is a home designed around the beauty, rhythm, and joy of life on the water.

731 Flowering Fld, White Stone

5 Beds ⋅ 5 Baths ⋅ 120913 MLS

Multi-generational home with excellent floor plan, that makes entertaining a pleasure. 5 bedrooms and 4 1/2 baths. Primary suites on both 1st. and 2nd. floors, affording ample privacy. The upstairs' primary has an absolutely beautiful, oversized shower with custom tile work. If you prefer relaxing in a jetted tub, help yourselfand enjoy endless hot water, from dedicated, tankless gas water heater. (The rest of the home is serviced by 2, electric water heaters.) Notice the spacious walk-in closet and returns, in both the bath and bedroom. Home has 4 zones/heat pumps, for efficient air conditioning and the 1st. floor has emergency gas furnace back-up heating. The formal living room, dining room, and primary share beautiful hardwood floors and classic moldings. Notice how the dining room is open toward the kitchen. Thoughtfully designed! Gorgeous, custom built cherry cabinetry extends to the ceiling. You'll really appreciate the cabinet drawers. Timeless stone counters expand the prep areas, as does the island with hot and cold sink. There's a gas cook-top, that vents outside, and double, electric Dacor ovens, for the chef in the family. The adjoining family room is so invitingIt's wired for Dolby 7.1 audio and conditioned power, for high-end AV equipment. There's sound deafening sheetrock and a custom built entertainment center with displays/bookcases. Two, 8' sliding glass doors lead to the private deck and fire pit. The 3 car garage features oversized doors and openers. There's a convenient washer/dryer hook-up with utility sink. Cont. in agent remarks.

505 Kingscote Dr, Lottsburg

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